Concrete samples first
We begin with transaction paths and reconciliations you already produce. Theory arrives only after the evidence has spoken.
About
A desk for fintech books that must withstand questions
Lighthouse Ledger Review began as a small practice supporting payment and lending teams in Taiwan who needed ledger findings written for real readers — boards, bank sponsors, and diligence counsel — without the fog of generic consulting language.
Origin
Grounded in close calendars, not slide decks
Our work grew out of late-night month-ends where settlement files and customer ledgers refused to agree. We saw fintech operators spend weeks polishing policies while aged breaks quietly aged further. The practice exists to put sample evidence and control ownership back at the centre of the conversation.
We keep the team deliberately small. Engagements are led by reviewers who have sat inside fintech finance functions — not by rotating juniors learning the product rails on your time.
Approach
How we prefer to work
Plain severity language
Findings name the exposure, the owner gap, and the next action. We avoid scoring systems that impress slides and confuse operators.
Taiwan-aware context
Working sessions respect local close calendars, bilingual diligence rooms, and the practical pace of bank and supervisory questionnaires.
People clients meet
Helena Wu leads most Full Ledger Controls Audits. She previously ran settlement accounting for a regional payment institution and still writes findings as if the controller must act on Monday morning.
Jonah Parekh focuses on investor readiness packs and walkthrough rehearsals. He is the person who asks the awkward fee cut-off question before counsel does.
Support analysts rotate by engagement; your named lead stays constant from scoping through close-out.
Values we will not trade
- Independence from bookkeeping retainers that would compromise review distance
- Honesty about what is out of scope, including statutory audit opinions we do not issue
- Respect for the operators who keep the ledgers — critique the control, not the person