Audits for fintech · Taiwan desk

Ledgers that can answer for themselves

Lighthouse Ledger Review examines settlement trails, fee cut-off, and control ownership for payment firms, lenders, and wallet operators who need findings written for boards, banks, and diligence rooms — not buried in jargon.

Request a review See how we work
Open ledger book and fountain pen on a warm desk

Full ledger controls audit · Yunlin desk

Flagship engagement

Full Ledger Controls Audit

Our primary engagement traces customer cash, settlement accounts, and fee revenue across a defined reporting period. You receive a severity-ranked findings pack, sample testing notes, and a remediation sequence your finance team can execute without re-translating our language.

  • Sample testing across high-volume and high-risk transaction classes
  • Reconciliation ownership and exception handling review
  • Closing briefing with finance and compliance stakeholders
Read the engagement brief
Finance professional reviewing schedules with a laptop and printed reports

Related engagements

Other ways to brief the desk

Not every fintech operator needs a full-period audit at once. Choose a narrower review when close timelines slip, diligence arrives early, or a questionnaire is already on the calendar.

Close-up of handwritten reconciliation notes beside a calculator

One to two weeks

Reconciliation Health Check

A short-cycle examination of daily and monthly reconciliations across settlement, wallet, and fee accounts — useful when close timelines keep slipping or breakages recur.

View details
Hands arranging financial documents for an investor meeting

Two to three weeks

Investor Readiness Ledger Pack

A focused preparation engagement that organises ledger narratives, variance explanations, and control summaries for diligence rooms ahead of fundraising or acquisition talks.

View details
Two professionals discussing documents across a meeting table

Ten business days typical

Regulatory Walkthrough Support

Side-by-side preparation for supervisory or bank questionnaires that ask how customer funds, settlement chains, and fee recognition are controlled in practice.

View details

From the field

What clients say after the findings land

“They traced a wallet settlement lag we had filed under ‘processor timing’ for three closes. The write-up named the owner gap without turning the board pack into theatre.”

Mei-Ling Chen · Controller, licensed payment institution

“The investor pack saved us from inventing narratives mid-call. I still wish we had booked them two weeks earlier — the dry-run exposed a fee cut-off story our deck oversold.”

David Orth · CFO, consumer lending platform

More client notes

Field notes

Recent writing on fintech ledger practice

Short pieces on settlement breaks, sample preparation, and control ownership — written for operators doing the work, not for generic strategy decks.

11 May 2026

Why aged breaks in settlement accounts rarely stay harmless

How unresolved settlement breaks accumulate into ledger risk for fintech payment operators preparing audits.

Read note

2 April 2026

Preparing ledger samples before a Taiwan diligence visit

A field checklist for fintech finance teams gathering ledger samples ahead of investor or supervisory review in Taiwan.

Read note

Bring a period, an entity, and a question

Tell us which ledgers need examination and what decision the findings must support. We confirm fit before any kickoff.

Write to the desk